Discover. A more rewarding way to work.
At Discover Financial Services, you'll find yourself in the company of some of the industry's smartest and most reliable professionals. And at a company that rewards dedication, values innovation and supports growth.
Thrive in an environment that promotes teamwork and shared success. Build on a foundation of mutual respect. Join the company that understands rewarding careers like no other, with this exceptional opportunity:
This position is for Credit Risk Management, Decision Management - Acquisition Modeling team. The primary responsibilities include the development and implementation of acquisition models and analytical capabilities using the advanced data mining tools and the best-in-class data sources. Specific responsibilities include:
- Work with team members and business partners to design, develop, implement, and monitor acquisition risk models, on –us and off-us behavior models, Line and pricing frameworks and new strategic projects to meet the business requirements.
- Work independently with limited guidance, lead projects and provide guidance to team staff in modeling and analytics.
- Constantly strive to enhance model discrimination power by evaluating new data sources, identifying new variables, and innovating or adopting new modeling techniques.
- Maintain a high level of understanding of competency in statistical and analytical principles, tools, and advanced techniques, including knowledge in UNIX, programming skills in SAS / SQL, and any other statistical software used in DFS.
- Establish and maintain a thorough understanding of the risk, financial and business impact of key business variables on the overall DFS business. Proactively identify trends or developments that may impact business plan and performance or which may present opportunities. Keep functional areas and management abreast of such findings.
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