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Wednesday, August 20, 2008

Senior Credit Analyst - Dollar Financial Group (Berwyn, PA)

Local Candidates Only

Dollar Financial Group, Inc., a wholly owned subsidiary of Dollar Financial Corp. (NASDAQ:DLLR), operates an international network of retail stores providing an array of consumer financial products and services. With nearly 1,442 store locations, we are the second-largest network of its kind in the United States, and the largest network in both Canada and the United Kingdom.

We currently have an opportunity for a Senior Credit Analyst with a working knowledge of SAS, SPSS, Minitab or comparable analytical software. This position is based at our Corporate Headquarters located in Berwyn, PA and reports to our Manager of Credit Analytics.

Responsibilities include but are not limited to designing credit risk and collections strategies to improve profitability, customer turnover, and cross-product usage. Assisting in the development of quantitative model(s) involving risk, profitability, loss forecasts, and collections. Developing loan origination strategies, pricing, line management and collections tactics. Analyzing customer characteristics to anticipate the need for model redevelopment. Playing a key role in strategy implementation as liaison between the analytical group and line of business decision makers. Reporting on the performance of new strategies. Providing ad hoc analytical support to line of business decision makers.

We offer the potential for growth, an excellent benefits package and a casual corporate office environment. Email your resume and salary requirements today to positions@dfg.com. Please reference Senior Credit Analyst in the subject line for immediate consideration. No agencies please. For more information, check us out at www.dfg.com.

Job Responsibilities

  • Strategic Support
    • Monitor and analyze performance of current credit and collections strategies.
    • Identify risk segments within lines of business where current strategy appears to underperform.
    • Assist credit analytics group in creation and proposal of new strategies.
    • Provide guidance & support for test strategy implementation with other parts of the Company: e.g. Planning and Analysis, Marketing, In-store Training.
    • Track new strategy performance against control sets.

  • Risk Analytics
    • Track and report trends in through the door population and customer risk characteristics.
    • Develop, update and maintain custom scorecards and risk prioritization models involving logistic regression, CHAID analysis and other statistical techniques
    • Validation, stress testing and documentation of risk models and assumptions.
    • Identify and implement opportunities for greater efficiencies, risk controls, and profitability for the respective portfolios

Job Requirements
  • Min BS/BA in Economics, Statistics, Engineering, or Decision Sciences.
  • Relevant credit management experience acceptable
  • 2-5+ years of experience in a quantitative capacity in a project- and teamwork- oriented environment
  • Good knowledge of credit risk management concepts, principles and practices in a high volume unsecured consumer credit environment
  • Good quantitative analysis skills w/ the ability to communicate complex data to line management and sr executives
  • Proven ability to manage the delivery of multiple projects effectively
  • Exp of project management and demonstrable experience of delivering results
  • working knowledge of SAS, SPSS, Minitab or comparable analytical software
  • Advance knowledge of Excel
  • Exp w/SQL or some other relational database language
  • knowledge of analytical methods such as descriptive statistics, logistic and linear regression, experimental design, and decision tree methods (CHAID, C&RT)
  • clear understanding of financial and managerial accounting concepts
  • ability to work w/, and in, cross functional teams
  • ability to present frequent analyses in a clear and concise manner through verbal and written communication

URL: www.datashaping.com/jobs17349x.shtml
Please mention datashaping.com when applying. Thank you.

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